What is Medicare?
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). Original Medicare consist of: Part A- Basic hospital Part B- Medical Services* (optional) Part C- Medicare Advantage (optional) Part D- Drug plan* (optional) Medicare Supplement (optional) * Beware that “Late Enrollment Penalties” may apply if you do not enroll when you are first eligible for .
CLICK: Ways to avoid Part D late enrollment penalties.
CLICK: Part B late enrollment penalties.
CLICK: Appealing the late enrollment penalties